What kind of information do you see regarding the borrowers?
For consumer loans, you will see, in an anonymized way, the information we used to assess the creditworthiness of the borrower. This includes sociodemographic characteristics, budget elements and credit history.
We don't display any individual information which may give the possibility to identify the person (name, phone, ID number and etc.). We disclose the maximum we can, while respecting the consumer data privacy rules.
For business loans, you will see different type of data. The first set is a description of the company and the project that is behind the financing.
Unlike personal loans, this information is not anonymous, i.e. you will know precisely which company is taking the loan. The second set compiles financial indicators as well as different characteristics used in the rating, like the legal form, the sector of activity, the time since it’s operating and etc.