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In today’s digital landscape, the way businesses access capital is undergoing a radical transformation. At Klear, we believe that the future of finance is embedded - seamlessly integrated into everyday business operations. That’s why we’re excited to announce CloudCart Capital, our innovative financing solution developed in collaboration with CloudCart and FinBiz Technologies.
What is CloudCart Capital?
CloudCart Capital is a fully digital, embedded financing tool designed to streamline access to funds. Focused on the e-commerce sector, this solution offers:
- Financing of up to 50 000 BGN
- Built directly into the CloudCart platform, it eliminates the need for cumbersome paperwork and lengthy bank processes.
- From checking your credit limit to receiving a final decision, the entire process is fast, clear, and 100% online.
How Does It Work?
The process behind CloudCart Capital is as simple as it is innovative:
- With your consent, CloudCart securely transmits your business data to Klear, instantly revealing your credit limit.
- Submit your financing request directly on the platform and receive a personalized offer within minutes.
- After a brief consultation, enjoy a final financing decision within one business day.
- Approved funds are deposited into your business bank account within 24 hours.
Why Embedded Financing Matters
Embedded financing removes the friction associated with traditional lending. By integrating financing solutions directly into business platforms, companies can focus on what truly matters - growth and innovation. While CloudCart Capital is currently showcased in the e-commerce space, its underlying technology highlights the broader potential of integrated finance across various industries.
Insights from Our Partnership
"With CloudCart Capital, we’re delivering a fast, digital financing solution that ensures capital is available when our merchants need it most. Our embedded approach redefines access to growth funds for e-commerce businesses - and sets the stage for broader innovation across industries." says Nikolay Iliev, CEO of CloudCart.
“At Klear, we’re constantly pushing the boundaries of innovation. Our collaboration with FinBiz Technologies has enabled us to build a pioneering solution embedded within CloudCart’s platform - an innovation that, while initially showcased in e-commerce, demonstrates the immense potential of integrated finance across all sectors.” explains Loic Le Pichoux, CEO of Klear.
“This isn’t your everyday fintech product. The joint effort of three leading players in our space has created something truly meaningful. Designed for the Bulgarian market today, it’s a blueprint that can be expanded to other platforms and regions.” adds Sergey Panteleev, CEO of FinBiz Technologies.
The Future of Embedded Finance
At Klear, embedded finance is more than just a fancy tool - it’s a new way to get business funding. We integrate financing exactly where it is needed, cutting out old hurdles and getting access to capital fast. This simple approach helps businesses grow and sets a new standard for finance.
